SoFi Technologies Inc.
SOFI | NASDAQ
$16.76
-$0.85 (-4.83%)
At close: Oct 30, 2026, 3:59 PM ET
$16.99
+$0.23 (+1.37%)
Pre-market:
Nov 2, 2026, 6:09 AM ET
Fiscal Quarter Period Ending | Q3 2026 Sep 30, 2026 | Q2 2026 Jun 30, 2026 | Q1 2026 Mar 31, 2026 | Q4 2025 Dec 31, 2025 | Q3 2025 Sep 30, 2025 | Q2 2025 Jun 30, 2025 | Q1 2025 Mar 31, 2025 | Q4 2024 Dec 31, 2024 | Q3 2024 Sep 30, 2024 | Q2 2024 Jun 30, 2024 | Q1 2024 Mar 31, 2024 | Q4 2023 Dec 31, 2023 | Q3 2023 Sep 30, 2023 | Q2 2023 Jun 30, 2023 | Q1 2023 Mar 31, 2023 | Q4 2022 Dec 31, 2022 | Q3 2022 Sep 30, 2022 | Q2 2022 Jun 30, 2022 | Q1 2022 Mar 31, 2022 | Q4 2021 Dec 31, 2021 | Q3 2021 Sep 30, 2021 | Q2 2021 Jun 30, 2021 | Q1 2021 Mar 31, 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 1.8B | 1.57B | 1.41B | 1.34B | 1.27B | 1.13B | 1.04B | 1.01B | 986.16M | 860.63M | 848.99M | 856.43M | 756.52M | 676.89M | 607.71M | 555.5M | 464.17M | 389.31M | 353.82M | 303.81M | 293.23M | 259.37M | 231.23M |
Cost of Revenue | 428.45M | 366.09M | 316.9M | 315.55M | 315.65M | 284.6M | 270.76M | 280.65M | 298.38M | 273.65M | 270.38M | 267.69M | 241.14M | 191.49M | 143.96M | 113.77M | 56.51M | 36.89M | 36.44M | 22.89M | 23.63M | 28.58M | 35.25M |
Gross Profit | 1.37B | 1.2B | 1.09B | 1.02B | 952.4M | 844.91M | 766.08M | 727.25M | 687.79M | 586.98M | 578.62M | 588.74M | 515.38M | 485.4M | 463.75M | 441.73M | 407.66M | 352.42M | 317.38M | 280.92M | 269.61M | 230.79M | 195.98M |
Operating Income | 317.83M | 204.31M | 199.55M | 185.33M | 148.55M | 112.19M | 79.78M | 59.92M | 63.86M | 15.34M | 94.23M | 51.16M | -266.93M | -49.33M | -36.06M | -38.95M | -74.45M | -95.72M | -109.61M | -109.45M | -29.87M | -165.39M | -176.47M |
Interest Income | 1.34B | 1.14B | 1B | 927.42M | 891.56M | 792.41M | 763.81M | 743.94M | 723.37M | 674.6M | 665.91M | 645.24M | 564.27M | 470M | 371.56M | 307.41M | 198.04M | 149.51M | 118.41M | 94.78M | 93.6M | 84.11M | 82.53M |
Pretax Income | 317.83M | 204.31M | 199.55M | 185.33M | 148.55M | 112.19M | 79.78M | 59.92M | 63.86M | 15.34M | 94.23M | 51.16M | -266.93M | -49.33M | -36.06M | -38.95M | -74.45M | -95.72M | -109.61M | -109.45M | -29.87M | -165.39M | -176.47M |
Net Income | 240.99M | 156.59M | 166.73M | 173.55M | 139.39M | 97.26M | 71.12M | 332.47M | 60.75M | 17.4M | 88.04M | 47.91M | -266.68M | -47.55M | -34.42M | -40.01M | -74.21M | -95.84M | -110.36M | -111.01M | -30.05M | -165.31M | -177.56M |
Selling & General & Admin | 842.79M | 609.2M | 533.12M | 499.86M | 475.28M | 430.13M | 394.57M | 390.18M | 363.83M | 329.77M | 312.61M | 306.39M | 311.18M | 314M | 298.84M | 286.79M | 288.33M | 269.68M | 274.64M | 254.87M | 155.45M | 266.17M | 248.93M |
Research & Development | n/a | 191.28M | 187.68M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 130.92M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | 209.74M | 200.14M | 171.12M | 334.45M | 328.57M | 302.58M | 291.73M | 277.14M | 260.11M | 241.87M | 40.87M | 231.19M | 471.13M | 220.73M | 200.97M | 193.9M | 193.79M | 178.46M | 152.35M | 135.51M | 144.03M | 130.01M | 123.52M |
Operating Expenses | 1.05B | 1B | 891.92M | 834.31M | 803.85M | 732.72M | 686.3M | 667.32M | 623.93M | 571.64M | 484.39M | 537.58M | 782.31M | 534.73M | 499.81M | 480.68M | 482.11M | 448.14M | 426.99M | 390.38M | 299.47M | 396.18M | 372.45M |
Interest Expense | 413.71M | 352.33M | 308.01M | 310.14M | 306.45M | 274.57M | 265.09M | 273.77M | 292.36M | 262.01M | 263.19M | 255.6M | 219.31M | 178.87M | 135.55M | 98.82M | 40.19M | 26.78M | 23.48M | 18.21M | 21.23M | 28.1M | 35.25M |
Selling & Marketing Expenses | 444.02M | 392.4M | 335.54M | 305.61M | 286.88M | 264.74M | 238.18M | 229.26M | 214.9M | 184.76M | 167.37M | 174.71M | 186.72M | 182.82M | 175.15M | 173.7M | 162.13M | 143.85M | 138.14M | 129.71M | 114.99M | 94.95M | 87.23M |
Cost & Expenses | 1.48B | 1.37B | 1.21B | 1.15B | 1.12B | 1.02B | 957.06M | 947.97M | 922.31M | 845.29M | 754.77M | 805.27M | 1.02B | 726.22M | 643.77M | 594.45M | 538.63M | 485.03M | 463.43M | 413.27M | 323.1M | 424.76M | 407.7M |
Income Tax Expense | 76.84M | 47.72M | 32.82M | 11.78M | 9.16M | 14.93M | 8.67M | -272.55M | 3.11M | -2.06M | 6.18M | 3.25M | -244K | -1.78M | -1.64M | 1.06M | -242K | 119K | 752K | 1.56M | 181K | -78K | 1.1M |
Shares Outstanding (Basic) | 1.29B | 1.28B | 1.28B | 1.22B | 1.17B | 1.1B | 1.1B | 1.09B | 1.07B | 1.06B | 982.62M | 962.69M | 951.18M | 936.57M | 929.27M | 922.94M | 916.76M | 910.05M | 852.85M | 814.51M | 800.57M | 365.04M | 116.15M |
Shares Outstanding (Diluted) | 1.36B | 1.35B | 1.38B | 1.35B | 1.29B | 1.18B | 1.19B | 1.15B | 1.1B | 1.07B | 1.04B | 1.03B | 951.18M | 936.57M | 929.27M | 922.94M | 916.76M | 910.05M | 852.85M | 814.51M | 800.57M | 365.04M | 116.15M |
EPS (Basic) | 0.19 | 0.12 | 0.13 | 0.14 | 0.12 | 0.09 | 0.06 | 0.32 | 0.05 | 0.01 | 0.08 | 0.04 | -0.29 | -0.06 | -0.05 | -0.05 | -0.09 | -0.12 | -0.14 | -0.15 | -0.05 | -0.48 | -1.61 |
EPS (Diluted) | 0.18 | 0.12 | 0.12 | 0.13 | 0.11 | 0.08 | 0.06 | 0.30 | 0.05 | 0.01 | 0.02 | 0.04 | -0.29 | -0.06 | -0.05 | -0.05 | -0.09 | -0.12 | -0.14 | -0.15 | -0.05 | -0.48 | -1.61 |
EBITDA | 731.54M | 277.42M | 267.13M | 248.21M | 207.8M | 168.94M | 135.07M | 113.47M | 115.65M | 64.96M | 142.77M | 104.61M | -214.41M | 801K | 9.26M | 3.4M | -34.2M | -57.66M | -78.91M | -82.93M | -5.79M | -140.4M | -150.49M |
EBIT | 731.54M | 204.31M | 199.55M | 185.33M | 148.55M | 112.19M | 79.78M | 59.92M | 63.86M | 15.34M | 94.23M | 51.16M | -266.93M | -49.33M | -36.06M | -38.95M | -74.45M | -95.72M | -109.61M | -109.45M | -29.87M | -165.39M | -176.47M |
Depreciation & Amortization | n/a | 73.11M | 67.58M | 62.88M | 59.25M | 56.74M | 55.28M | 53.55M | 51.79M | 49.62M | 48.54M | 53.45M | 52.52M | 50.13M | 45.32M | 42.35M | 40.25M | 38.06M | 30.7M | 26.53M | 24.08M | 24.99M | 25.98M |
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