Truist Financial Corporation
TFC | NYSE
$48.79
-$0.53 (-1.07%)
At close: Oct 30, 2026, 4:00 PM ET
$48.84
+$0.05 (+0.10%)
Pre-market:
Nov 2, 2026, 7:18 AM ET
Market Data
Market Cap $59.6B
Enterprise Value $121.16B
Beta 0.91
Average Volume 7.53M
Shares Outstanding (Diluted) 1.23B
Shares Change YoY -6.03%
Institutional Ownership 78.23%
Exchange NYSE
ISIN US89832Q1094
Price Performance
Price Change 1M 5.4%
Price Change 3M -5.9%
Price Change 6M -4.2%
Price Change YTD -0.8%
Price Change 1Y 9.3%
Price Change 3Y 72.0%
Price Change 5Y -23.1%
1M CAGR (ann.) 0.5%
1Y CAGR (ann.) 15.9%
5Y CAGR (ann.) -0.7%
All-Time CAGR 6.5%
Valuation
PE Ratio 12.57
Forward PE 9.64
PEG Ratio 2.75
Forward PEG 2.42
PS Ratio 2.07
Forward PS 2.80
PB Ratio 0.97
P/FCF Ratio 10.28
P/Adj. FCF Ratio 10.28
P/OCF Ratio 13.74
EV/Sales 4.21
EV/EBIT 20.32
EV/EBITDA 18.50
EV/FCF 20.90
Earnings Yield 8.0%
FCF Yield 9.7%
Adj. FCF Yield 9.7%
Financial Health
Net Debt $61.56B
Total Debt $65.79B
Cash & Short-Term Investments $4.23B
Total Assets $554.2B
Current Ratio 0.34
Quick Ratio 0.34
Debt / Equity Ratio 1.07
Debt / EBITDA 10.04
Debt / FCF 11.35
OCF / Debt 0.09
Interest Coverage 0.64
Altman Z-Score 0.21
Piotroski F-Score 5
Margins & Profitability
Gross Profit Margin 65.3%
Operating Profit Margin 20.7%
EBITDA Margin 22.8%
Net Profit Margin 18.0%
FCF Margin 20.1%
Adj. FCF Margin 20.1%
SBC / Revenue 0.0%
SBC Impact (per share) N/A
Returns
Return on Assets 0.9%
Return on Equity 8.1%
Return on Invested Capital 0.9%
Return on Capital Employed 1.1%
Return on Tangible Assets 1.0%
Historical Growth (CAGR)
Revenue CAGR 3Y -1.2%
Revenue CAGR 5Y 4.4%
Revenue CAGR 10Y 9.6%
EPS CAGR 3Y -0.8%
EPS CAGR 5Y -1.8%
EPS CAGR 10Y 3.7%
FCF CAGR 3Y -18.2%
FCF CAGR 5Y 0.2%
FCF CAGR 10Y 4.5%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 15
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Jan 20, 2027
EPS Estimate (next Q) $1.22
EPS Growth Est (next Q) 22.0%
Revenue Est (next Q) $5.33B
Revenue Growth Est (next Q) 0.6%
Fair Value Estimates
Graham Number $66.59
Graham Upside 36.5%
Lynch Fair Value $19.40
Lynch Upside -60.2%
Price Target $53.14
Price Target Upside 8.9%
Cash Flow
Operating Cash Flow $5.8B
Free Cash Flow $5.8B
Adj. Free Cash Flow $5.8B
FCF Per Share $3.55
OCF Per Share $3.55
OCF/S Ratio 14.9%
Income Statement
Revenue $28.79B
Gross Profit $18.79B
Operating Income $5.96B
EBITDA $6.55B
Net Income $5.19B
EPS (Diluted) $3.88
Revenue / Employee $761.06K
Profit / Employee $137.1K
Employees 37,833
Dividends
Annual Dividend $2.08
Dividend Yield 4.26%
Payout Ratio 53.6%
FCF Payout Ratio 50.1%
Adj. FCF Payout Ratio 50.1%
Dividend Growth (YoY) 0.0%
Pay Frequency Quarterly
Ex-Dividend Date Nov 13, 2026
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