Valley National Bancorp
VLY | NASDAQ
$14.46
+$0.32 (+2.26%)
Nov 2, 2026, 10:33 AM ET · Market open
Market Data
Market Cap $7.96B
Enterprise Value $1.68B
Beta 1.09
Average Volume 6.87M
Shares Outstanding (Diluted) 556.27M
Shares Change YoY -1.35%
Institutional Ownership 77.79%
Exchange NASDAQ
ISIN US9197941076
Price Performance
Price Change 1M 12.8%
Price Change 3M -0.3%
Price Change 6M 7.4%
Price Change YTD 23.8%
Price Change 1Y 32.2%
Price Change 3Y 68.7%
Price Change 5Y 2.0%
1M CAGR (ann.) 4.0%
1Y CAGR (ann.) 33.5%
5Y CAGR (ann.) 5.0%
All-Time CAGR 8.1%
Valuation
PE Ratio 11.05
Forward PE 9.08
PEG Ratio 0.24
Forward PEG 0.32
PS Ratio 2.58
Forward PS 2.90
PB Ratio 0.99
P/FCF Ratio 14.07
P/Adj. FCF Ratio 16.31
P/OCF Ratio 13.60
EV/Sales 0.55
EV/EBIT 3.61
EV/EBITDA 3.27
EV/FCF 3.02
Earnings Yield 9.1%
FCF Yield 7.1%
Adj. FCF Yield 6.1%
Financial Health
Net Cash $6.48B
Total Debt $3.06B
Cash & Short-Term Investments $9.2B
Total Assets $67.47B
Current Ratio 0.17
Quick Ratio 0.17
Debt / Equity Ratio 0.39
Debt / EBITDA 5.97
Debt / FCF 5.52
OCF / Debt 0.19
Interest Coverage 0.35
Altman Z-Score -0.62
Piotroski F-Score 7
Margins & Profitability
Gross Profit Margin 51.8%
Operating Profit Margin 15.4%
EBITDA Margin 17.0%
Net Profit Margin 24.3%
FCF Margin 18.4%
Adj. FCF Margin 15.8%
SBC / Revenue 2.5%
SBC Impact (per share) -13.7%
Returns
Return on Assets 1.1%
Return on Equity 9.4%
Return on Invested Capital 3.1%
Return on Capital Employed 3.8%
Return on Tangible Assets 1.1%
Historical Growth (CAGR)
Revenue CAGR 3Y -1.7%
Revenue CAGR 5Y 15.2%
Revenue CAGR 10Y 13.6%
EPS CAGR 3Y 3.3%
EPS CAGR 5Y 2.9%
EPS CAGR 10Y 10.8%
FCF CAGR 3Y -15.1%
FCF CAGR 5Y -2.0%
FCF CAGR 10Y 13.7%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 11
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Jan 28, 2027
EPS Estimate (next Q) $0.36
EPS Growth Est (next Q) 16.1%
Revenue Est (next Q) $596.89M
Revenue Growth Est (next Q) 10.3%
Fair Value Estimates
Graham Number $20.29
Graham Upside 43.5%
Lynch Fair Value $6.40
Lynch Upside -54.7%
Price Target $17.00
Price Target Upside 20.2%
Cash Flow
Operating Cash Flow $574.98M
Free Cash Flow $555.18M
Adj. Free Cash Flow $479.05M
FCF Per Share $1.01
OCF Per Share $1.04
OCF/S Ratio 19.0%
Income Statement
Revenue $3.03B
Gross Profit $1.57B
Operating Income $465.26M
EBITDA $513.28M
Net Income $736.5M
EPS (Diluted) $1.28
Revenue / Employee $823.34K
Profit / Employee $200.41K
Employees 3,675
Dividends
Annual Dividend $0.44
Dividend Yield 3.11%
Payout Ratio 34.4%
FCF Payout Ratio 50.0%
Adj. FCF Payout Ratio 57.9%
Dividend Growth (YoY) 0.0%
Pay Frequency Quarterly
Ex-Dividend Date Dec 15, 2026
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