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    • Credit Acceptance Corporation logo

    Credit Acceptance Corporation

    CACC | NASDAQ
    Chart Builder DCF Calculator
    $487.69
    +$22.80 (+4.90%)
    Nov 2, 2026, 10:36 AM ET · Market open
    Income Statement Balance Sheet Cashflow Statement Ratios
    Annual Quarterly TTM

    Revenue

    High 2.34B Q3 2026
    Low 1.73B Q1 2021
    5Y CAGR +4.97%
    TTM
    Period Ending
    Q3 2026
    Sep 30, 2026
    Q2 2026
    Jun 30, 2026
    Q1 2026
    Mar 31, 2026
    Q4 2025
    Dec 31, 2025
    Q3 2025
    Sep 30, 2025
    Q2 2025
    Jun 30, 2025
    Q1 2025
    Mar 31, 2025
    Q4 2024
    Dec 31, 2024
    Q3 2024
    Sep 30, 2024
    Q2 2024
    Jun 30, 2024
    Q1 2024
    Mar 31, 2024
    Q4 2023
    Dec 31, 2023
    Q3 2023
    Sep 30, 2023
    Q2 2023
    Jun 30, 2023
    Q1 2023
    Mar 31, 2023
    Q4 2022
    Dec 31, 2022
    Q3 2022
    Sep 30, 2022
    Q2 2022
    Jun 30, 2022
    Q1 2022
    Mar 31, 2022
    Q4 2021
    Dec 31, 2021
    Q3 2021
    Sep 30, 2021
    Q2 2021
    Jun 30, 2021
    Q1 2021
    Mar 31, 2021
    Revenue
    		2.34B 2.32B 2.31B 2.29B 2.27B 2.24B 2.19B 2.13B 2.06B 1.99B 1.93B 1.88B 1.85B 1.83B 1.82B 1.82B 1.83B 1.84B 1.86B 1.85B 1.84B 1.79B 1.73B
    Cost of Revenue
    		447.8M 239.7M 455.2M 668.1M 868M 854.6M 833.6M 802.2M 757.1M 703.8M 655.9M 617.4M 583M 550.9M 514.7M 475M 463.2M 454.6M 428.8M 421.1M 406.1M 397.2M 412.8M
    Gross Profit
    		1.89B 2.08B 1.86B 1.63B 1.4B 1.38B 1.36B 1.33B 1.3B 1.29B 1.28B 1.26B 1.27B 1.28B 1.3B 1.35B 1.37B 1.39B 1.43B 1.43B 1.43B 1.4B 1.32B
    Operating Income
    		899.7M 1.01B 842.5M 693.2M 570.3M 527.2M 379.1M 325.1M 253.4M 153.6M 214.7M 256.6M 316M 435.6M 553.5M 715.7M 828.4M 1.04B 1.28B 1.26B 1.19B 1.18B 923.9M
    Interest Income
    		1.64B 1.64B 1.1B 562.5M 29.5M 30.2M 28.8M 26.2M 24M 22.9M 21.4M 19.7M 18M 14.6M 10.4M 6.6M 3.2M 1.5M 1.2M 1.2M 1.2M 1.4M 1.5M
    Pretax Income
    		427.1M 649.5M 598.7M 565.4M 600.3M 557.9M 384.8M 329.5M 254M 244M 327.2M 367.6M 414.2M 439.8M 554M 711.7M 833.4M 1.04B 1.28B 1.26B 1.19B 1.18B 926.6M
    Net Income
    		337.1M 501.9M 453.4M 423.9M 453.8M 424.4M 289.9M 247.9M 189.6M 181.6M 250.9M 286.1M 319.8M 335.8M 421M 535.8M 626.1M 789.3M 970.5M 958.3M 907M 899.1M 706.9M
    Selling & General & Admin
    		241M 169.7M 185.5M 179.8M 223.8M 214.8M 191.6M 192.3M 196.5M 188.2M 186.4M 178.9M 157.3M 149.8M 154.3M 152.3M 163M 159.9M 140.4M 165.6M 166.7M 167.3M 168.3M
    Research & Development
    		n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
    Other Expenses
    		753.4M 905.4M 828.7M 753.1M 609.9M 642.6M 790.6M 814.7M 855M 945.6M 875.5M 826.9M 793.5M 698.5M 595.5M 481.4M 377M 188.4M 10.4M 8.4M 75.1M 53.6M 223.5M
    Operating Expenses
    		994.4M 1.08B 1.01B 932.9M 833.7M 857.4M 982.2M 1.01B 1.05B 1.13B 1.06B 1.01B 950.8M 848.3M 749.8M 633.7M 540M 348.3M 150.8M 174M 241.8M 220.9M 391.8M
    Interest Expense
    		436.8M 329.6M 222.2M 113.8M n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
    Selling & Marketing Expenses
    		87.1M 82.5M 79.2M 76.2M 98.2M 96.5M 95.3M 94.4M 93.2M 92.6M 93.5M 91.7M 88.6M 85.8M 78.5M 75.6M 74.8M 71.4M 67.3M 65.3M 64M 64.3M 67.6M
    Cost & Expenses
    		1.44B 1.31B 1.47B 1.6B 1.7B 1.71B 1.82B 1.81B 1.81B 1.84B 1.72B 1.62B 1.53B 1.4B 1.26B 1.11B 1B 802.9M 579.6M 595.1M 647.9M 618.1M 804.6M
    Income Tax Expense
    		90M 147.6M 145.3M 141.5M 146.5M 133.5M 94.9M 81.6M 64.4M 62.4M 76.3M 81.5M 94.4M 104M 133M 175.9M 207.3M 254.2M 310.6M 302.6M 285.3M 279.4M 219.7M
    Shares Outstanding (Basic)
    		10.42M 10.48M 10.74M 10.91M 11.25M 11.57M 12.09M 12.26M 12.28M 12.28M 12.48M 12.78M 12.93M 13.05M 13.06M 13.27M 13.29M 13.44M 14.27M 14.73M 15.8M 16.79M 17.06M
    Shares Outstanding (Diluted)
    		10.42M 10.73M 10.95M 11.1M 11.47M 11.77M 12.28M 12.39M 12.42M 12.28M 12.65M 12.84M 13.04M 13.1M 13.07M 13.29M 13.36M 13.52M 14.34M 14.9M 15.83M 16.79M 17.1M
    EPS (Basic)
    		31.36 46.41 40.99 37.14 38.29 35.09 23.71 20.07 15.07 14.12 19.65 22.12 24.38 25.44 31.73 39.05 44.23 53.53 62.73 59.64 54.34 52.08 40.29
    EPS (Diluted)
    		30.62 45.48 40.24 36.50 37.77 34.69 23.44 19.86 14.89 13.97 19.49 22.02 24.31 25.37 31.62 38.95 43.97 53.27 62.51 59.39 54.22 51.99 40.21
    EBITDA
    		881.3M 997.3M 832.3M 684M 597.7M 554.7M 406.7M 352.9M 281M 272.1M 332.7M 373.9M 432.9M 460.9M 578.9M 741.3M 854.3M 1.07B 1.31B 1.29B 1.22B 1.2B 948.7M
    EBIT
    		863.9M 973.1M 806.7M 657.4M 570.3M 527.2M 379.1M 325.1M 253.4M 244.3M 305.4M 347.3M 406.7M 435.6M 553.5M 715.7M 828.4M 1.04B 1.28B 1.26B 1.19B 1.18B 923.9M
    Depreciation & Amortization
    		17.4M 24.2M 25.6M 26.6M 27.4M 27.5M 27.6M 27.8M 27.6M 27.8M 27.3M 26.6M 26.2M 25.3M 25.4M 25.6M 25.9M 26.5M 26.4M 26.3M 26M 25.4M 24.8M

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