Joint Stock Kaspi.kz

KSPI | NASDAQ

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$91.27

-$3.39 (-3.58%)

At close: Oct 30, 2026, 4:00 PM ET

$91.78

+$0.51 (+0.56%)

Pre-market: Nov 2, 2026, 7:37 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Quarter Period Ending	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025 Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024 Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023 Dec 31, 2023	Q3 2023 Sep 30, 2023	Q2 2023 Jun 30, 2023	Q1 2023 Mar 31, 2023	Q4 2022 Dec 31, 2022	Q3 2022 Sep 30, 2022
Revenue	1.1T	1.03T	1.11T	1.11T	969.51B	821.85B	724.46B	652.59B	592.85B	551.02B	568.27B	502.19B	432.12B	395B	418.19B	335.06B
Cost of Revenue	339.39B	302.49B	289.32B	352.05B	287.15B	391.83B	264.38B	243.4B	79.7B	214.91B	199.24B	47.7B	42.87B	144.27B	119.8B	102.08B
Gross Profit	765.3B	722.88B	819.91B	758.13B	682.37B	430.02B	460.08B	409.2B	513.16B	336.12B	369.02B	454.49B	389.25B	250.73B	298.4B	232.97B
Operating Income	325.78B	305.82B	344.41B	634.03B	542.25B	307.45B	377.7B	336.15B	436.99B	267.31B	298.61B	419.58B	233.69B	207.61B	230.77B	201.56B
Interest Income	479.96B	428.78B	426.72B	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Pretax Income	325.78B	305.82B	344.41B	346.51B	321.96B	307.45B	383.59B	333.31B	296.29B	269.1B	301.14B	279.56B	233.69B	207.61B	230.77B	201.56B
Net Income	257.15B	239.02B	267.97B	278.05B	257.33B	252.06B	311.9B	269.69B	238.55B	223.44B	244.28B	231.16B	192.81B	173.1B	187.14B	165.24B
Selling & General & Admin	n/a	n/a	n/a	66.05B	44.3B	36.84B	23.37B	17.94B	17.3B	17.33B	21.99B	11.43B	10.48B	9.93B	13.61B	8.82B
Research & Development	n/a	n/a	n/a	58.05B	50.89B	42.9B	29.34B	27.54B	26.24B	26.43B	28.58B	22.14B	19.94B	18B	19.14B	15.06B
Other Expenses	439.52B	417.06B	475.5B	n/a	44.92B	42.83B	29.66B	27.56B	32.62B	25.05B	19.84B	1.34B	125.14B	15.19B	34.88B	7.54B
Operating Expenses	439.52B	417.06B	475.5B	124.1B	140.11B	122.57B	82.38B	73.05B	76.17B	68.81B	70.41B	34.91B	155.55B	43.13B	67.63B	31.42B
Interest Expense	283.68B	254.25B	252.73B	246.11B	218.29B	n/a	n/a	n/a	147.09B	n/a	n/a	n/a	113.51B	n/a	n/a	n/a
Selling & Marketing Expenses	n/a	n/a	n/a	43.93B	27.92B	20.71B	12.93B	10.65B	9.74B	9.93B	9.43B	5.05B	4.58B	4.15B	5.79B	4.28B
Cost & Expenses	778.91B	719.55B	764.82B	476.15B	427.26B	514.4B	346.76B	316.44B	155.87B	283.72B	269.65B	82.61B	198.42B	187.4B	187.42B	133.5B
Income Tax Expense	68.63B	66.79B	76.44B	68.47B	63.33B	53.4B	67.19B	58.94B	53.67B	45.66B	53.15B	47.07B	39.62B	33.4B	42.52B	35.27B
Shares Outstanding (Basic)	190.02M	190.01M	190.02M	190.79M	190.9M	190.02M	189.93M	190.06M	189.93M	190.01M	189.51M	189.78M	190.15M	190.35M	191.85M	191.97M
Shares Outstanding (Diluted)	190.02M	190.01M	190.02M	190.79M	191.61M	190.02M	191.45M	191.41M	191.45M	190.01M	193.38M	191.51M	191.85M	190.35M	194.09M	194.19M
EPS (Basic)	1.35K	1.26K	1.41K	1.46K	1.35K	1.34K	1.64K	1.42K	1.28K	1.18K	1.29K	1.22K	1.01K	915.19	975.48	860.77
EPS (Diluted)	1.35K	1.26K	1.41K	1.46K	1.34K	1.34K	1.63K	1.41K	1.27K	1.18K	1.27K	1.21K	1.01K	915.19	964.22	850.95
EBITDA	325.78B	560.07B	597.14B	366.49B	543.23B	309.79B	383.59B	333.31B	444.31B	269.1B	301.14B	404.41B	347.2B	207.61B	256.85B	199.82B
EBIT	325.78B	560.07B	597.14B	346.51B	540.24B	307.45B	383.59B	333.31B	443.37B	269.1B	301.14B	397.27B	347.2B	207.61B	256.06B	199.09B
Depreciation & Amortization	n/a	n/a	n/a	19.97B	2.98B	2.34B	n/a	n/a	942M	43.28K	43.81K	7.14B	n/a	41.58K	788M	730M