Joint Stock Kaspi.kz

KSPI | NASDAQ

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$91.27

-$3.39 (-3.58%)

At close: Oct 30, 2026, 4:00 PM ET

$91.80

+$0.53 (+0.58%)

Pre-market: Nov 2, 2026, 9:03 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

TTM Period Ending	Q2 2026 Jun 30, 2026	Q1 2026 Mar 31, 2026	Q4 2025 Dec 31, 2025	Q3 2025 Sep 30, 2025	Q2 2025 Jun 30, 2025	Q1 2025 Mar 31, 2025	Q4 2024 Dec 31, 2024	Q3 2024 Sep 30, 2024	Q2 2024 Jun 30, 2024	Q1 2024 Mar 31, 2024	Q4 2023 Dec 31, 2023	Q3 2023 Sep 30, 2023	Q2 2023 Jun 30, 2023	Q1 2023 Mar 31, 2023	Q4 2022 Dec 31, 2022	Q3 2022 Sep 30, 2022
Revenue	4.35T	4.21T	4.01T	3.63T	3.17T	2.79T	2.52T	2.36T	2.21T	2.05T	1.9T	1.75T	1.58T	1.15T	753.25B	335.06B
Cost of Revenue	1.28T	1.23T	1.32T	1.3T	1.19T	979.31B	802.38B	737.24B	541.55B	504.72B	434.08B	354.63B	409.02B	366.15B	221.88B	102.08B
Gross Profit	3.07T	2.98T	2.69T	2.33T	1.98T	1.81T	1.72T	1.63T	1.67T	1.55T	1.46T	1.39T	1.17T	782.1B	531.37B	232.97B
Operating Income	1.61T	1.83T	1.83T	1.86T	1.56T	1.46T	1.42T	1.34T	1.42T	1.22T	1.16T	1.09T	873.63B	639.93B	432.33B	201.56B
Interest Income	1.34T	855.5B	426.72B	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Pretax Income	1.32T	1.32T	1.32T	1.36T	1.35T	1.32T	1.28T	1.2T	1.15T	1.08T	1.02T	951.63B	873.63B	639.93B	432.33B	201.56B
Net Income	1.04T	1.04T	1.06T	1.1T	1.09T	1.07T	1.04T	975.96B	937.43B	891.69B	841.35B	784.22B	718.3B	525.49B	352.39B	165.24B
Selling & General & Admin	66.05B	110.35B	147.19B	170.56B	122.46B	95.46B	75.95B	74.57B	68.05B	61.23B	53.83B	45.45B	42.84B	32.36B	22.43B	8.82B
Research & Development	58.05B	108.94B	151.84B	181.18B	150.67B	126.02B	109.55B	108.79B	103.39B	97.08B	88.66B	79.22B	72.14B	52.2B	34.2B	15.06B
Other Expenses	1.33T	937.48B	563.25B	117.42B	144.98B	132.68B	114.9B	105.08B	78.86B	171.38B	161.51B	176.55B	182.74B	57.6B	42.41B	7.54B
Operating Expenses	1.46T	1.16T	862.28B	469.16B	418.1B	354.16B	300.4B	288.43B	250.3B	329.68B	304B	301.22B	297.72B	142.17B	99.04B	31.42B
Interest Expense	1.04T	971.38B	717.13B	464.4B	218.29B	147.09B	147.09B	147.09B	147.09B	113.51B	113.51B	113.51B	113.51B	n/a	n/a	n/a
Selling & Marketing Expenses	43.93B	71.85B	92.55B	105.49B	72.21B	54.03B	43.26B	39.75B	34.15B	28.98B	23.2B	19.57B	18.8B	14.23B	10.07B	4.28B
Cost & Expenses	2.74T	2.39T	2.18T	1.76T	1.6T	1.33T	1.1T	1.03T	791.84B	834.4B	738.08B	655.85B	706.74B	508.32B	320.92B	133.5B
Income Tax Expense	280.33B	275.03B	261.64B	252.39B	242.86B	233.2B	225.46B	211.41B	199.55B	185.49B	173.23B	162.61B	150.81B	111.19B	77.79B	35.27B
Shares Outstanding (Basic)	190.02M	190.01M	190.02M	190.79M	190.9M	190.02M	189.93M	190.06M	189.93M	190.01M	189.51M	189.78M	190.15M	190.35M	191.85M	191.97M
Shares Outstanding (Diluted)	190.02M	190.01M	190.02M	190.79M	191.61M	190.02M	191.45M	191.41M	191.45M	190.01M	193.38M	191.51M	191.85M	190.35M	194.09M	194.19M
EPS (Basic)	5.48K	5.47K	5.55K	5.78K	5.75K	5.68K	5.51K	5.16K	4.96K	4.7K	4.44K	4.12K	3.77K	2.75K	1.84K	860.77
EPS (Diluted)	5.48K	5.47K	5.55K	5.77K	5.72K	5.64K	5.48K	5.12K	4.92K	4.65K	4.39K	4.09K	3.74K	2.73K	1.82K	850.95
EBITDA	1.85T	2.07T	1.82T	1.6T	1.57T	1.47T	1.43T	1.35T	1.42T	1.32T	1.26T	1.22T	1.01T	664.27B	456.66B	199.82B
EBIT	1.83T	2.04T	1.79T	1.58T	1.56T	1.47T	1.43T	1.35T	1.41T	1.31T	1.25T	1.21T	1.01T	662.75B	455.15B	199.09B
Depreciation & Amortization	19.97B	22.96B	25.3B	25.3B	5.32B	3.28B	942.04M	942.09M	8.08B	7.14B	7.14B	7.93B	1.52B	1.52B	1.52B	730M