Principal Financial Group Inc.
PFG | NASDAQ
$113.19
+$1.56 (+1.40%)
Nov 2, 2026, 10:58 AM ET · Market open
Market Data
Market Cap $24.04B
Enterprise Value $23.95B
Beta 0.87
Average Volume 1.39M
Shares Outstanding (Diluted) 216.9M
Shares Change YoY -4.24%
Institutional Ownership 80.41%
Exchange NASDAQ
ISIN US74251V1026
Price Performance
Price Change 1M 1.1%
Price Change 3M -1.7%
Price Change 6M 13.8%
Price Change YTD 28.3%
Price Change 1Y 36.3%
Price Change 3Y 57.9%
Price Change 5Y 63.7%
1M CAGR (ann.) -5.1%
1Y CAGR (ann.) 40.1%
5Y CAGR (ann.) 13.9%
All-Time CAGR 11.3%
Valuation
PE Ratio 12.40
Forward PE 10.43
PEG Ratio 0.43
Forward PEG 1.02
PS Ratio 1.97
Forward PS 1.30
PB Ratio 2.02
P/FCF Ratio 4.47
P/Adj. FCF Ratio 4.48
P/OCF Ratio 4.37
EV/Sales 1.97
EV/EBIT 14.48
EV/EBITDA 10.22
EV/FCF 4.48
Earnings Yield 8.1%
FCF Yield 22.4%
Adj. FCF Yield 22.3%
Financial Health
Net Debt $53.1M
Total Debt $4.5B
Cash & Short-Term Investments $4.45B
Total Assets $338.74B
Current Ratio 0.27
Quick Ratio 0.27
Debt / Equity Ratio 0.38
Debt / EBITDA 1.92
Debt / FCF 0.84
OCF / Debt 1.23
Interest Coverage 165.48
Altman Z-Score 0.13
Piotroski F-Score 6
Margins & Profitability
Gross Profit Margin 50.2%
Operating Profit Margin 13.6%
EBITDA Margin 19.3%
Net Profit Margin 16.2%
FCF Margin 44.1%
Adj. FCF Margin 44.0%
SBC / Revenue 0.1%
SBC Impact (per share) -0.3%
Returns
Return on Assets 0.6%
Return on Equity 16.5%
Return on Invested Capital -16.9%
Return on Capital Employed 0.5%
Return on Tangible Assets 0.6%
Historical Growth (CAGR)
Revenue CAGR 3Y -4.9%
Revenue CAGR 5Y -2.7%
Revenue CAGR 10Y 0.4%
EPS CAGR 3Y 14.1%
EPS CAGR 5Y 7.7%
EPS CAGR 10Y 7.7%
FCF CAGR 3Y 11.1%
FCF CAGR 5Y 15.5%
FCF CAGR 10Y 3.4%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 11
EPS Growth Next 3Y 10.1%
Revenue Growth Next 3Y 17.5%
Earnings Date Feb 8, 2027
EPS Estimate (next Q) $2.42
EPS Growth Est (next Q) 10.5%
Revenue Est (next Q) $4.46B
Revenue Growth Est (next Q) 0.0%
Fair Value Estimates
Graham Number $107.06
Graham Upside -4.1%
Lynch Fair Value $69.03
Lynch Upside -38.2%
Price Target $107.33
Price Target Upside -3.9%
Cash Flow
Operating Cash Flow $5.53B
Free Cash Flow $5.35B
Adj. Free Cash Flow $5.33B
FCF Per Share $24.67
OCF Per Share $25.52
OCF/S Ratio 45.6%
Income Statement
Revenue $12.13B
Gross Profit $6.09B
Operating Income $1.65B
EBITDA $2.34B
Net Income $1.97B
EPS (Diluted) $9.00
Revenue / Employee $615.92K
Profit / Employee $99.76K
Employees 19,700
Dividends
Annual Dividend $3.25
Dividend Yield 2.91%
Payout Ratio 36.1%
FCF Payout Ratio 13.1%
Adj. FCF Payout Ratio 13.1%
Dividend Growth (YoY) 7.6%
Pay Frequency Quarterly
Ex-Dividend Date Dec 2, 2026
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