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    • Enova International Inc. logo

    Enova International Inc.

    ENVA | NYSE
    Chart Builder DCF Calculator
    $174.28
    -$6.90 (-3.81%)
    At close: Nov 5, 2026, 4:00 PM ET
    $174.28
    $0.00 (0.00%)
    After-hours: Nov 5, 2026, 4:00 PM ET
    Income Statement Balance Sheet Cashflow Statement Ratios
    Annual Quarterly TTM

    Revenue

    High 1.01B Q3 2026
    Low 259.44M Q1 2021
    5Y CAGR +25.82%
    Fiscal Quarter
    Period Ending
    Q3 2026
    Sep 30, 2026
    Q2 2026
    Jun 30, 2026
    Q1 2026
    Mar 31, 2026
    Q4 2025
    Dec 31, 2025
    Q3 2025
    Sep 30, 2025
    Q2 2025
    Jun 30, 2025
    Q1 2025
    Mar 31, 2025
    Q4 2024
    Dec 31, 2024
    Q3 2024
    Sep 30, 2024
    Q2 2024
    Jun 30, 2024
    Q1 2024
    Mar 31, 2024
    Q4 2023
    Dec 31, 2023
    Q3 2023
    Sep 30, 2023
    Q2 2023
    Jun 30, 2023
    Q1 2023
    Mar 31, 2023
    Q4 2022
    Dec 31, 2022
    Q3 2022
    Sep 30, 2022
    Q2 2022
    Jun 30, 2022
    Q1 2022
    Mar 31, 2022
    Q4 2021
    Dec 31, 2021
    Q3 2021
    Sep 30, 2021
    Q2 2021
    Jun 30, 2021
    Q1 2021
    Mar 31, 2021
    Revenue
    		1.01B 493.69M 875.14M 839.39M 802.68M 764.04M 745.54M 729.55M 689.92M 628.44M 609.89M 583.59M 551.36M 499.43M 483.26M 486.16M 456.2M 407.99M 385.73M 363.61M 320.16M 264.72M 259.44M
    Cost of Revenue
    		394.81M 8.91M 8.91M 337.5M 428.93M 405.37M 399.9M 393.5M 366.47M 329.2M 329.62M 315.76M 280.42M 245.63M 240.69M 196.06M 192.93M 168.37M 117.04M 102.25M 73.78M 25M 40.99M
    Gross Profit
    		614.36M 484.78M 866.23M 501.89M 373.75M 358.68M 345.64M 336.05M 323.45M 299.24M 280.27M 267.83M 270.95M 253.8M 242.57M 290.11M 263.27M 239.62M 268.69M 261.36M 246.38M 239.72M 218.45M
    Operating Income
    		247.21M 237.15M 209.76M 186.65M 196.78M 184.11M 171.9M 155.2M 153.71M 145.06M 130.79M 97.54M 103.73M 111.6M 109.27M 105.25M 98.51M 89.49M 90.75M 80.68M 86.22M 122.71M 123.46M
    Interest Income
    		n/a -863.31M 863.31M n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
    Pretax Income
    		142.84M 140.11M 112.87M 98.78M 110.17M 101.05M 91.03M 77.4M 55.49M 73.56M 64.66M 41.63M 55.21M 64.77M 65.64M 66.92M 67.59M 69.79M 68.28M 61.22M 68.48M 103.77M 103.69M
    Net Income
    		107.3M 105.06M 91.1M 78.98M 80.31M 76.15M 72.95M 63.7M 43.41M 53.91M 48.43M 34.77M 41.29M 48.15M 50.92M 50.87M 51.71M 52.4M 52.44M 48.65M 51.55M 80.18M 75.92M
    Selling & General & Admin
    		275.84M 247.64M 237.19M 238.68M 187.01M 183.36M 181.76M 189.21M 179.98M 160.47M 150.43M 171.37M 154.24M 132.2M 116.91M 131.64M 138.46M 125.24M 127.7M 148.25M 113.28M 93.93M 72.66M
    Research & Development
    		n/a n/a n/a 67.51M n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
    Other Expenses
    		91.31M n/a 419.28M 9.07M -10.03M -8.79M -8.02M -8.36M -10.24M -6.29M -955K -1.09M 12.97M 10.01M 16.39M 53.22M 26.3M 24.9M 50.24M 32.43M 46.88M 23.08M 22.34M
    Operating Expenses
    		367.15M 247.64M 656.48M 315.25M 176.98M 174.57M 173.73M 180.85M 169.74M 154.18M 149.48M 170.29M 167.21M 142.21M 133.3M 184.86M 164.76M 150.14M 177.94M 180.68M 160.16M 117.01M 95M
    Interest Expense
    		103.5M -285.91M 94.05M 89.03M n/a n/a 80.54M n/a n/a n/a n/a n/a n/a n/a 43.32M 37.53M n/a 24.95M 22.48M 19.02M 18.16M 19.42M 19.91M
    Selling & Marketing Expenses
    		229.68M 203.56M 189.42M 191.59M 147.35M 142.85M 139.29M 151.18M 141.06M 120.77M 110.57M 122.23M 116.51M 95.97M 79.76M 96.57M 101.28M 91.55M 93.17M 107.61M 79.73M 55.25M 28.57M
    Cost & Expenses
    		761.96M 256.55M 665.39M 652.74M 605.9M 579.94M 573.64M 574.36M 536.21M 483.38M 479.1M 486.05M 447.63M 387.84M 373.99M 380.92M 357.69M 318.51M 294.99M 282.93M 233.94M 142.01M 135.99M
    Income Tax Expense
    		35.54M 35.05M 21.77M 19.8M 29.86M 24.9M 18.08M 13.7M 12.07M 19.65M 16.23M 6.86M 13.93M 16.63M 14.71M 16.05M 15.88M 17.39M 15.83M 12.48M 16.67M 23.22M 27.72M
    Shares Outstanding (Basic)
    		24.88M 24.88M 24.87M 24.76M 24.96M 25.49M 25.68M 26.14M 26.42M 26.94M 28.2M 29.69M 30.6M 31.08M 31.34M 31.4M 31.91M 32.5M 33.37M 35.75M 36.74M 36.8M 36.11M
    Shares Outstanding (Diluted)
    		26.43M 26.34M 26.35M 26.36M 26.47M 27.06M 27.1M 27.67M 27.71M 27.94M 29.5M 30.89M 31.9M 32.2M 32.71M 32.63M 32.97M 33.48M 34.88M 37.33M 37.98M 38.14M 37.49M
    EPS (Basic)
    		4.31 4.22 3.66 3.19 3.22 3.01 2.84 2.44 1.64 2 1.72 1.17 1.35 1.55 1.62 1.62 1.62 1.61 1.57 1.36 1.40 2.18 2.10
    EPS (Diluted)
    		4.06 3.99 3.46 3 3.03 2.86 2.69 2.30 1.57 1.93 1.64 1.13 1.29 1.50 1.56 1.56 1.57 1.56 1.50 1.30 1.36 2.10 2.03
    EBITDA
    		256.96M 248.41M 215.82M 194.55M 122.18M 111.67M 101.42M 88.4M 86.85M 83.81M 75.46M 49.37M 65.02M 74.64M 76.49M 76.22M 78.86M 72.12M 77.78M 74.04M 76.97M 110.75M 110.17M
    EBIT
    		246.34M 239.99M 206.91M 185.48M 109.82M 101.33M 91.36M 78.21M 76.81M 74.1M 65.2M 40.33M 55.07M 66.01M 65.95M 67.72M 67.59M 64.54M 68.26M 61.66M 68.06M 103.29M 103.54M
    Depreciation & Amortization
    		10.62M 8.42M 8.91M 9.07M 12.36M 10.35M 10.06M 10.2M 10.04M 9.71M 10.26M 9.03M 9.95M 8.63M 10.54M 8.5M 11.27M 7.58M 9.51M 12.37M 8.91M 7.46M 6.63M

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