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    • Enova International Inc. logo

    Enova International Inc.

    ENVA | NYSE
    Chart Builder DCF Calculator
    $174.28
    -$6.90 (-3.81%)
    At close: Nov 5, 2026, 4:00 PM ET
    $174.28
    $0.00 (0.00%)
    After-hours: Nov 5, 2026, 4:00 PM ET
    Income Statement Balance Sheet Cashflow Statement Ratios
    Annual Quarterly TTM

    Revenue

    High 3.28B Q1 2026
    Low 980.9M Q1 2021
    5Y CAGR +23.76%
    TTM
    Period Ending
    Q3 2026
    Sep 30, 2026
    Q2 2026
    Jun 30, 2026
    Q1 2026
    Mar 31, 2026
    Q4 2025
    Dec 31, 2025
    Q3 2025
    Sep 30, 2025
    Q2 2025
    Jun 30, 2025
    Q1 2025
    Mar 31, 2025
    Q4 2024
    Dec 31, 2024
    Q3 2024
    Sep 30, 2024
    Q2 2024
    Jun 30, 2024
    Q1 2024
    Mar 31, 2024
    Q4 2023
    Dec 31, 2023
    Q3 2023
    Sep 30, 2023
    Q2 2023
    Jun 30, 2023
    Q1 2023
    Mar 31, 2023
    Q4 2022
    Dec 31, 2022
    Q3 2022
    Sep 30, 2022
    Q2 2022
    Jun 30, 2022
    Q1 2022
    Mar 31, 2022
    Q4 2021
    Dec 31, 2021
    Q3 2021
    Sep 30, 2021
    Q2 2021
    Jun 30, 2021
    Q1 2021
    Mar 31, 2021
    Revenue
    		3.22B 3.01B 3.28B 3.15B 3.04B 2.93B 2.79B 2.66B 2.51B 2.37B 2.24B 2.12B 2.02B 1.93B 1.83B 1.74B 1.61B 1.48B 1.33B 1.21B 1.11B 992.56M 980.9M
    Cost of Revenue
    		750.13M 784.24M 1.18B 1.57B 1.63B 1.57B 1.49B 1.42B 1.34B 1.25B 1.17B 1.08B 962.79M 875.3M 798.04M 674.4M 580.58M 461.43M 318.07M 242.02M 187.43M 136.43M 232.09M
    Gross Profit
    		2.47B 2.23B 2.1B 1.58B 1.41B 1.36B 1.3B 1.24B 1.17B 1.12B 1.07B 1.04B 1.06B 1.05B 1.04B 1.06B 1.03B 1.02B 1.02B 965.91M 920.75M 856.14M 748.81M
    Operating Income
    		880.76M 830.33M 777.28M 739.43M 707.98M 664.92M 625.87M 584.76M 527.1M 477.12M 443.66M 422.14M 429.85M 424.63M 402.51M 383.99M 359.42M 347.13M 380.35M 413.06M 452.52M 488.32M 452.16M
    Interest Income
    		n/a n/a 863.31M n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
    Pretax Income
    		494.6M 461.93M 422.87M 401.03M 379.65M 324.97M 297.47M 271.1M 235.33M 235.06M 226.27M 227.25M 252.54M 264.92M 269.93M 272.57M 266.88M 267.76M 301.75M 337.16M 533.1M 567.97M 530.36M
    Net Income
    		382.44M 355.45M 326.54M 308.39M 293.1M 256.2M 233.97M 209.45M 180.52M 178.39M 172.63M 175.12M 191.23M 201.65M 205.9M 207.42M 205.2M 205.04M 232.82M 256.3M 438.34M 480.46M 448.3M
    Selling & General & Admin
    		999.35M 910.52M 846.24M 790.8M 741.34M 734.3M 711.42M 680.09M 662.25M 636.52M 608.24M 574.73M 534.99M 519.21M 512.25M 523.04M 539.65M 514.48M 483.16M 428.12M 364.13M 289.13M 220.53M
    Research & Development
    		67.51M 67.51M 67.51M 67.51M n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
    Other Expenses
    		519.66M 418.32M 409.53M -17.77M -35.2M -35.4M -32.91M -25.84M -18.57M 4.64M 20.94M 38.28M 92.59M 105.92M 120.81M 154.66M 133.87M 154.45M 152.63M 124.73M 104.1M 78.69M 76.12M
    Operating Expenses
    		1.59B 1.4B 1.32B 840.53M 706.13M 698.9M 678.51M 654.25M 643.69M 641.16M 629.18M 613.01M 627.58M 625.12M 633.06M 677.7M 673.52M 668.93M 635.8M 552.85M 468.23M 367.82M 296.64M
    Interest Expense
    		663K -102.84M 183.07M 169.57M 80.54M 80.54M 80.54M n/a n/a n/a n/a 43.32M 80.85M 80.85M 105.8M 84.96M 66.45M 84.61M 79.08M 76.51M 84.8M 85.27M 86.22M
    Selling & Marketing Expenses
    		814.24M 731.91M 671.2M 621.08M 580.67M 574.38M 552.29M 523.57M 494.62M 470.07M 445.27M 414.46M 388.81M 373.58M 369.16M 382.57M 393.61M 372.06M 335.76M 271.16M 191.15M 116.06M 63.79M
    Cost & Expenses
    		2.34B 2.18B 2.5B 2.41B 2.33B 2.26B 2.17B 2.07B 1.98B 1.9B 1.8B 1.7B 1.59B 1.5B 1.43B 1.35B 1.25B 1.13B 953.87M 794.87M 655.65M 504.25M 528.74M
    Income Tax Expense
    		112.16M 106.47M 96.33M 92.65M 86.54M 68.76M 63.51M 61.65M 54.81M 56.66M 53.64M 52.13M 61.31M 63.27M 64.03M 65.15M 61.59M 62.37M 68.21M 80.09M 93.99M 86.99M 81.91M
    Shares Outstanding (Basic)
    		24.88M 24.88M 24.87M 24.76M 24.96M 25.49M 25.68M 26.14M 26.42M 26.94M 28.2M 29.69M 30.6M 31.08M 31.34M 31.4M 31.91M 32.5M 33.37M 35.75M 36.74M 36.8M 36.11M
    Shares Outstanding (Diluted)
    		26.43M 26.34M 26.35M 26.36M 26.47M 27.06M 27.1M 27.67M 27.71M 27.94M 29.5M 30.89M 31.9M 32.2M 32.71M 32.63M 32.97M 33.48M 34.88M 37.33M 37.98M 38.14M 37.49M
    EPS (Basic)
    		15.38 14.29 13.08 12.26 11.51 9.93 8.92 7.80 6.53 6.24 5.79 5.69 6.14 6.41 6.47 6.42 6.16 5.94 6.51 7.04 12.29 14 13.41
    EPS (Diluted)
    		14.51 13.48 12.35 11.58 10.88 9.42 8.49 7.44 6.27 5.99 5.56 5.48 5.91 6.19 6.25 6.19 5.93 5.72 6.26 6.79 11.96 13.69 13.17
    EBITDA
    		915.74M 780.96M 644.22M 529.82M 423.67M 388.35M 360.49M 334.52M 295.49M 273.65M 264.48M 265.51M 292.37M 306.2M 303.68M 304.97M 302.79M 300.9M 339.54M 371.93M 399.02M 429.19M 388.63M
    EBIT
    		878.73M 742.21M 603.54M 487.99M 380.71M 347.7M 320.48M 294.32M 256.44M 234.69M 226.6M 227.36M 254.74M 267.27M 265.79M 268.11M 262.05M 262.52M 301.28M 336.55M 367.73M 403.05M 365.94M
    Depreciation & Amortization
    		37.01M 38.75M 40.68M 41.83M 42.96M 40.64M 40.01M 40.21M 39.05M 38.96M 37.88M 38.16M 37.62M 38.94M 37.89M 36.87M 40.74M 38.39M 38.26M 35.38M 31.29M 26.15M 22.69M

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